Difference between revisions of "Low-income Families"
(I added the needs of low income families, not complete) |
|||
| Line 1: | Line 1: | ||
| − | == Definitions and Scope == | + | ==Definitions and Scope== |
| − | === Target Population: | + | ===Target Population: Low-income Families=== |
[identify target group and define who is included or excluded in this category: you want to get it just right: not too broad that it includes those you may not want to include, and not too narrow that it excludes those you want to help. You might be too exclusive: e.g. defining ‘vulnerable’ seniors as ‘low-income’, but you may want to include those without family support. Therefore, you may want to define vulnerable as ‘poor and/or with low family support’. You might be too inclusive: e.g. ‘latchkey kids’ may include those who have working parents, or those with serious behavioural problems.] | [identify target group and define who is included or excluded in this category: you want to get it just right: not too broad that it includes those you may not want to include, and not too narrow that it excludes those you want to help. You might be too exclusive: e.g. defining ‘vulnerable’ seniors as ‘low-income’, but you may want to include those without family support. Therefore, you may want to define vulnerable as ‘poor and/or with low family support’. You might be too inclusive: e.g. ‘latchkey kids’ may include those who have working parents, or those with serious behavioural problems.] | ||
| Line 22: | Line 22: | ||
23 per cent of persons over 65 in the formal workforce were also found to be earning less than $1,000 a month [http://stats.mom.gov.sg/iMAS_PdfLibrary/mrsd_qtlmr164.pdf#page=7 (Ministry of Manpower, 2016)]. Among the working elderly, the poverty rate more than tripled from 13 per cent in 1995, to 28 per cent in 2005, to 41 per cent in 2011 (Ng, K.H. (forthcoming). Incomes and poverty during old age in Singapore. In Report on ageing in Singapore. Singapore: Tsao Foundation.). It was estimated that 6 in 10 elderly people in Singapore in 2011 were poor [http://www.channelnewsasia.com/news/cnainsider/ploughing-on-the-faces-and-insecurities-of-singapore-s-elderly-8824490 (Cunico, Lim & Han, 2017)]. | 23 per cent of persons over 65 in the formal workforce were also found to be earning less than $1,000 a month [http://stats.mom.gov.sg/iMAS_PdfLibrary/mrsd_qtlmr164.pdf#page=7 (Ministry of Manpower, 2016)]. Among the working elderly, the poverty rate more than tripled from 13 per cent in 1995, to 28 per cent in 2005, to 41 per cent in 2011 (Ng, K.H. (forthcoming). Incomes and poverty during old age in Singapore. In Report on ageing in Singapore. Singapore: Tsao Foundation.). It was estimated that 6 in 10 elderly people in Singapore in 2011 were poor [http://www.channelnewsasia.com/news/cnainsider/ploughing-on-the-faces-and-insecurities-of-singapore-s-elderly-8824490 (Cunico, Lim & Han, 2017)]. | ||
| + | |||
| + | <br /> | ||
==Desired impact for target group== | ==Desired impact for target group== | ||
[If we have no conception of what counts as a ‘good death’, ‘social inclusion’, ‘engaged youth’ , then it would not be possible to determine whether our policies and services are performing well] | [If we have no conception of what counts as a ‘good death’, ‘social inclusion’, ‘engaged youth’ , then it would not be possible to determine whether our policies and services are performing well] | ||
| − | == Needs of [insert client type] == | + | The government aims to addressing income disparity and social stratification through these areas [https://www.msf.gov.sg/publications/Documents/Improving-the-lives-of-low-income-and-vulnerable-families-in-Singapore.pdf (Ministry of Social and Family Development)] |
| + | |||
| + | # Education as a social enabler; | ||
| + | # Support to keep Singaporeans employable and uplift wages for the lower-income and broad middle; | ||
| + | # Extensive subsidies for healthcare and housing; | ||
| + | # Support for retirement needs; and | ||
| + | # Social and community assistance for low-income and vulnerable groups. | ||
| + | |||
| + | ==Needs of [insert client type]== | ||
| + | |||
| + | Social stratification and income disparity should be a key concern for broader society, because underlying this concern are more fundamental issues such as opportunity, social mobility, dignity, social cohesion, sense of fairness, personal sense of well-being, and individual and shared identity [https://www.msf.gov.sg/publications/Documents/Improving-the-lives-of-low-income-and-vulnerable-families-in-Singapore.pdf (Ministry of Social and Family Development)] | ||
| + | |||
| + | First, as the economy matures, one’s family resources or disadvantages may be passed on and amplified in the next generation, which will affect social mobility. There is a need for accessible, affordable, and quality education. In addition, there might be other reasons for non-participation (eg parents are working late into the night) and there is a need to address such reasons to facilitate enrolment [https://www.msf.gov.sg/media-room/Pages/Support-for-low-income-and-vulnerable-families.aspx (Ministry of Social and Family Development)]. | ||
| + | Second, with a volatile global environment and the emergence of new technologies, the sense of economic insecurity among Singaporeans may increase. Lower-wage workers require help raising their incomes and staying employed. [https://www.msf.gov.sg/media-room/Pages/Support-for-low-income-and-vulnerable-families.aspx (Ministry of Social and Family Development)]. | ||
| + | Third, low-income and vulnerable families often have complex needs and require coordinated help from multiple agencies. There is a need for collaboration between government and community agencies to enhance social service delivery and strengthen social service network of support. [https://www.msf.gov.sg/media-room/Pages/Support-for-low-income-and-vulnerable-families.aspx (Ministry of Social and Family Development)] | ||
---- | ---- | ||
| − | ==== Need for | + | ====Need for Financial Stability ==== |
[Needs should not be identified in term of its specific solutions—eg youths need mentoring, seniors need hospice care, people with disabilities need day care (these are specific solutions we can be in the next column)—Instead, they should be defined in more ‘perennial terms’ because the solutions can change but the needs remain; I don’t need a CD player, or even an mp3 player, I need ‘portable music’ and currently the best solution seems to be Spotify] | [Needs should not be identified in term of its specific solutions—eg youths need mentoring, seniors need hospice care, people with disabilities need day care (these are specific solutions we can be in the next column)—Instead, they should be defined in more ‘perennial terms’ because the solutions can change but the needs remain; I don’t need a CD player, or even an mp3 player, I need ‘portable music’ and currently the best solution seems to be Spotify] | ||
| Line 41: | Line 57: | ||
[e.g. existing services or programmes both private or public; relevant policies and legislation] | [e.g. existing services or programmes both private or public; relevant policies and legislation] | ||
| + | |||
| + | Government: | ||
| + | |||
| + | Workfare Income Supplement Scheme | ||
| + | |||
| + | Adapt and Grow initiative | ||
| + | |||
| + | SkillsFuture | ||
| + | |||
| + | Workfare Training Support | ||
'''Gaps and Their Causes''' | '''Gaps and Their Causes''' | ||
| Line 52: | Line 78: | ||
---- | ---- | ||
| − | ==== Need for | + | ====Need for Education==== |
'''Existing Resources''' | '''Existing Resources''' | ||
| Line 62: | Line 88: | ||
---- | ---- | ||
| − | ==== Need for [ insert description ] | + | ====Need for [ insert description ]==== |
'''Existing Resources''' | '''Existing Resources''' | ||
| Line 72: | Line 98: | ||
---- | ---- | ||
| − | ==== Need for [ insert description ] | + | ====Need for [ insert description ]==== |
'''Existing Resources''' | '''Existing Resources''' | ||
| Line 82: | Line 108: | ||
---- | ---- | ||
| − | ==== Need for [ insert description ] | + | ====Need for [ insert description ]==== |
'''Existing Resources''' | '''Existing Resources''' | ||
Revision as of 09:25, 6 April 2021
Contents
Definitions and Scope
Target Population: Low-income Families
[identify target group and define who is included or excluded in this category: you want to get it just right: not too broad that it includes those you may not want to include, and not too narrow that it excludes those you want to help. You might be too exclusive: e.g. defining ‘vulnerable’ seniors as ‘low-income’, but you may want to include those without family support. Therefore, you may want to define vulnerable as ‘poor and/or with low family support’. You might be too inclusive: e.g. ‘latchkey kids’ may include those who have working parents, or those with serious behavioural problems.]
Singapore has no official measurement of what constitutes poverty. Based on the Minimum Household Expenditure, or actual expenditure for a subsistence budget, multiplied by 1.25, we identified the poverty line to be in the range of gross income of $1,500 to $1,700 per household per month (Asher, G. A., & Nandy, A. (2008). Singapore’s Policy Responses to Ageing, Inequality and Poverty: An assessment. Social Security Association International Social Security Review, 61(1), 41-60).
Mendaki Research report 2015 - Living on a tight budget in Singapore. Qualitative study of 25 malay-Muslim households by Caroline Brassad mendaki Study
Client Segments
[Eg. For at risk youth, some could have behavioural problems and be beyond parental control. Others could merely be disengaged and bored in school. Because it seems like different engagement strategies can be customized to these sub-types, it may make sense to segmentize.]
Size of the Problem
[Size of the universe (size of total potential need/demand for services)]
[Size of expressed need (those receiving services and on waitlist)]
In 2015, the number of young Singaporeans, below 35, with a monthly household income of $1,900 or less, or a per capita income of under $650 was 29,511 (Ministry of Social and Family Development, 2016). As of June 2016, 41,500 people aged between 15 and 34 earned under $1,000 per month (Ministry of Manpower, 2016).
23 per cent of persons over 65 in the formal workforce were also found to be earning less than $1,000 a month (Ministry of Manpower, 2016). Among the working elderly, the poverty rate more than tripled from 13 per cent in 1995, to 28 per cent in 2005, to 41 per cent in 2011 (Ng, K.H. (forthcoming). Incomes and poverty during old age in Singapore. In Report on ageing in Singapore. Singapore: Tsao Foundation.). It was estimated that 6 in 10 elderly people in Singapore in 2011 were poor (Cunico, Lim & Han, 2017).
Desired impact for target group
[If we have no conception of what counts as a ‘good death’, ‘social inclusion’, ‘engaged youth’ , then it would not be possible to determine whether our policies and services are performing well]
The government aims to addressing income disparity and social stratification through these areas (Ministry of Social and Family Development)
- Education as a social enabler;
- Support to keep Singaporeans employable and uplift wages for the lower-income and broad middle;
- Extensive subsidies for healthcare and housing;
- Support for retirement needs; and
- Social and community assistance for low-income and vulnerable groups.
Needs of [insert client type]
Social stratification and income disparity should be a key concern for broader society, because underlying this concern are more fundamental issues such as opportunity, social mobility, dignity, social cohesion, sense of fairness, personal sense of well-being, and individual and shared identity (Ministry of Social and Family Development)
First, as the economy matures, one’s family resources or disadvantages may be passed on and amplified in the next generation, which will affect social mobility. There is a need for accessible, affordable, and quality education. In addition, there might be other reasons for non-participation (eg parents are working late into the night) and there is a need to address such reasons to facilitate enrolment (Ministry of Social and Family Development).
Second, with a volatile global environment and the emergence of new technologies, the sense of economic insecurity among Singaporeans may increase. Lower-wage workers require help raising their incomes and staying employed. (Ministry of Social and Family Development).
Third, low-income and vulnerable families often have complex needs and require coordinated help from multiple agencies. There is a need for collaboration between government and community agencies to enhance social service delivery and strengthen social service network of support. (Ministry of Social and Family Development)
Need for Financial Stability
[Needs should not be identified in term of its specific solutions—eg youths need mentoring, seniors need hospice care, people with disabilities need day care (these are specific solutions we can be in the next column)—Instead, they should be defined in more ‘perennial terms’ because the solutions can change but the needs remain; I don’t need a CD player, or even an mp3 player, I need ‘portable music’ and currently the best solution seems to be Spotify]
[Also indicate the size of this specific need & projected demand were data is available]
Existing Resources
[e.g. existing services or programmes both private or public; relevant policies and legislation]
Government:
Workfare Income Supplement Scheme
Adapt and Grow initiative
SkillsFuture
Workfare Training Support
Gaps and Their Causes
[Some gaps could be due to 1) capacity of solution to meet size & projected demand, 2) quality of solution (effectiveness, efficiency, sustainability, scalability etc.), 3) accessibility (geographical, cost to client)]
Possible Solutions
[Based on the specific gaps and reasons for those gaps, what might be solutions that can help? Insert existing but untapped resources, or new ideas that have not been considered yet]
Need for Education
Existing Resources
Gaps and Their Causes
Possible Solutions
Need for [ insert description ]
Existing Resources
Gaps and Their Causes
Possible Solutions
Need for [ insert description ]
Existing Resources
Gaps and Their Causes
Possible Solutions
Need for [ insert description ]
Existing Resources
Gaps and Their Causes
Possible Solutions
Resource Directory
Mainly I Love Kids (MILK)
Catholic Welfare Services
http://www.catholicwelfare.org.sg/