Children from Low Income Families

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Definitions and Scope

Children from Low Income Families  

Increasing Inequality

A static measure of inequality is the Gini coefficient, which has a value ranging from zero to one. When the income distribution is more unequal, the Gini coefficient has a larger value. Singapore has seen a steady increase in its Gini Coefficient throughout its development history. In 2017, the Gini Coefficient stood at 0.459 before taking into account Government transfers and taxes – little changed from 2016’s 0.458 which was the lowest in a decade. The 2 highest peaks in the past decade were 0.482 and 0.478 in 2007 and 2012. Based on Credit Suisse's estimate of Singapore's wealth distribution, 73 per cent of Singapore’s wealth is owned by the wealthiest 20 per cent.As a frame of comparison, the latest available figures are, before taxes and transfers, for the United States (0.506), United Kingdom (0.520), Canada (0.435), Denmark (0.444) and South Korea (0.341). When Government transfers and taxes are taken into account, Singapore's Gini Coefficient in 2017 was 0.401.In comparison, the latest available figures for countries such as Canada, Denmark and South Korea, for example, were lower at 0.318, 0.256 and 0.295 respectively while those for the United States and United Kingdom were higher at 0.390 and 0.360 respectively.

A high level of income inequality could have implications for social and intergenerational mobility when accessibility to resources for the betterment of self and family in terms of work and education becomes stratified according to social and economic status. This leads inequality becoming sticky or entrenched where there are limited opportunities for one to move oneself or one's children from a lower socioeconomic rung to a higher one. Income growth has indeed slowed for less well-off families in Singapore. There is also an increasing number young Singaporeans in need and relying on government handouts.Inequality also results in divisions across social classes which again has the potential effect of cementing stratification. A study of social capital in Singapore reveals that there was strong evidence for socialisation to occur along class-based lines, reflecting increasingly clear social divide.

Poverty, Absolute Poverty and Relative Poverty

Analysis of poverty takes place in two basic stages. The first is the identifying of who is poor through establishing a minimum level of household income or consumption required for basic needs. Absolute poverty is considered to be income or consumption below this level. This is also known as the poverty line. The second stage is when this individual-based information is consolidated into a measure of poverty for the entire society.There is no official definition of what absolute poverty is in Singapore i.e. Singapore has yet to establish an official poverty line. 

Relative poverty is closely linked to inequality. A relative poverty line could also be an indicator of inequality as it is 'based on the notion that an individual’s perception of poverty depends upon his/ her relative position in the surrounding environment.' Poverty in this instance is dependent on the changes in the general living standard.An upward trend of living standards would therefore lead to rising relative poverty levels. According to Townsend, who is credited to have conceptualised relative poverty: "Individuals, families and groups in the population can be said to be in poverty when they lack the resources to obtain the types of diet, participate in the activities, and have the living conditions and amenities which are customary, or at least widely encouraged or approved, in the societies to which they belong. Their resources are so seriously below those commanded by the average individual or family that they are, in effect, excluded from ordinary patterns, customs and activities."

Past studies have given the following estimates of absolute and relative poverty in Singapore to be the following:

Source	Reference Year	Measurement Method	Poverty Estimate
Absolute Poverty Estimates
Yeoh Lam Keong, mimeo (2013)	2011	Using household income of s$1,250 (2012 ahebn estimate) to s$1,500 per month as a poverty line. estimated number of working poor + unemployed poor + retired poor households based on data from the department of statistics (dos) for 2011.	10–12 per cent or 110,000–140,000 singapore resident households
Jacqueline loh, Social Space “bottom fifth in singapore” (2011)	2008	Using S$1,500 as a poverty line (the qualifying level for many comcare schemes in 2011) and looking at the income distribution across quintiles for all households, not only “employed households.” this data is only available every five years from the household expenditure survey (hes).	12–14 per cent or 130,000–150,000 singapore resident households
Below Social Inclusion Levels Estimates
The Straits Times, “Widening Wage gap, does it matter?” (2010)	2008	Reports that a family of four would need s$2,500–s$3,000 per month to reach the social inclusion level of income. (estimated by lcsi from 2007/2008 household expenditure survey.)	23–26 per cent or 250,000–280,000 singapore resident households with monthly incomes below s$3,000
Relative Poverty Estimates
Lien centre analysis based on the HES 2007/08	2008	Using 50 per cent of median household income amongst resident households, relative poverty line is at s$2,500.	20–22 per cent of all households
Asher & nandy, “Singapore’s policy response to ageing, inequality & poverty” (2008)	2006	Measuring relative poverty through estimation of workers that are eligible for the Workfare income supplement (Wis) when it was first introduced in 2007. eligibility criteria included having a monthly salary of less than s$1,500.	26 per cent or about one out of four workers would have been potential beneficiaries of the WIS.

Taken from Measuring Poverty in Singapore: Frameworks for Consideration

The impacts of income inequality and relative poverty on children from low income families are manifold:

Impact Segment	Aspects of Impact
Education and Learning	Though Primary education is largely free for all Singapore citizens in schools under the purview of the Ministry of Education, the education landscape is extremely competitive and dominated by private tuition and enrichment. Meanwhile there is no state standardised curriculum in the Early Childhood Education in Singapore and access to quality early childhood education is extremely stratified.
Parenting and Caregiving	Low income mothers predominantly face "challenges of low wages, erratic working hours that do not match with childcare centre hours, discriminatory or inflexible employers, and lack of benefits such as paid leave and protection from termination"
Socio-emotional Needs

Client Segments| | 

• Identify more specific types of clients where necessary from research or national guidelines, e.g. children from low-income families, children of single parent families, especially where each sub-type's needs are different

Size of Target Population| | 

• Ideally, it would be the total number of people in your target group, identified by national censuses, surveys or research
• Often, such data isn't available - choose the best available proxy, e.g., children receiving services and those on waitlists

Desired Outcomes| | 

• State what are the ideal outcomes for this target group are, and what they mean. 
  • Outcomes measure actual change tangibly and are not the same as outputs - a programme serving a large number of clients (output) may not mean that all clients saythat they have benefitted from it (outcome).
• For example, if an ideal outcome is that 'Children are resilient', look for research that defines what resilience entails (e.g., psychological resilience)
• Knowing outcomes helps determine whether our policies and services are performing well.
• Other examples include having a ‘good death’ for the terminally ill, ‘social inclusion’ of people with disabilities, or ‘engaged youth’.

Needs of (name of target group)| | 

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Need for (insert description)| | 

• A need should be defined from the perspective of the target group, and not others such as the people or services serving them.
• Needs should not be identified in term of its specific solutions, e.g. youths need mentoring, seniors need hospice care, people with disabilities need day care. Instead, they should be defined in more ‘perennial terms’ because the solutions can change where needs remain
  • For example, I don’t need a CD player, or even an mp3 player, I need ‘portable music’ and currently the best solution seems to be Spotify.
• Where data is available, indicate the size of this specific need & projected demand, e.g., there is 1 million children, with 1.2 million projected in ten years time. You can locate such information through research, using proxies or getting inputs from key stakeholders where data is unavailable such as the government, community agencies, legislators etc.
• Include a synoptic statement - a summary of how existing resources (if any) have been meeting the need, and gaps that still exist
  • For example, "Even though there are 1,510 childcare centres across Singapore[1], 80% of low-income single mothers cannot afford them as they earn less than $1,500 a month.

STATISTICS 7,000 children aged 6 and below have developmental difficulties as of 2015[2] Between 2010 and 2014, KKH and NUS screenings show a 76% increase in children 6 and below with developmental issues such as development delays, speech and language delays, learning difficulties and autism spectrum disorders (ASD)[3]

EXISTING RESOURCES	GAPS AND THEIR CAUSES	POSSIBLE SOLUTIONS
Existing services or programmes both private or public, including relevant policies and legislation, to meet the need. (e.g., Childcare Centres)	Find these out from relevant sources - newspapers, reports, surveys, interviews with key stakeholders etc. Some gaps could be due to: 1) capacity of solution to meet size & projected demand, 2) quality of solution (effectiveness, efficiency, sustainability, scalability etc.), 3) accessibility (geographical, cost to client)]	Based on the specific gaps and reasons for those gaps, what might be solutions that can help? Insert existing but untapped resources, or new ideas that have not been considered yet.

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Need for (insert description)| | 

• (Synoptic Statement)

STATISTICS (e.g., there are 1 million children in Singapore - please cite)

EXISTING RESOURCES	GAPS AND THEIR CAUSES	POSSIBLE SOLUTIONS
Existing services or programmes both private or public, including relevant policies and legislation, to meet the need. (e.g., Childcare Centres)	Find these out from relevant sources - newspapers, reports, surveys, interviews with key stakeholders etc. Some gaps could be due to: 1) capacity of solution to meet size & projected demand, 2) quality of solution (effectiveness, efficiency, sustainability, scalability etc.), 3) accessibility (geographical, cost to client)]	Based on the specific gaps and reasons for those gaps, what might be solutions that can help? Insert existing but untapped resources, or new ideas that have not been considered yet.

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Need for (insert description)| | 

• (Synoptic Statement)

STATISTICS (e.g., there are 1 million children in Singapore - please cite)

EXISTING RESOURCES	GAPS AND THEIR CAUSES	POSSIBLE SOLUTIONS
Existing services or programmes both private or public, including relevant policies and legislation, to meet the need. (e.g., Childcare Centres)	Find these out from relevant sources - newspapers, reports, surveys, interviews with key stakeholders etc. Some gaps could be due to: 1) capacity of solution to meet size & projected demand, 2) quality of solution (effectiveness, efficiency, sustainability, scalability etc.), 3) accessibility (geographical, cost to client)]	Based on the specific gaps and reasons for those gaps, what might be solutions that can help? Insert existing but untapped resources, or new ideas that have not been considered yet.

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Resource Directory| | 

[insert organization name]| | 

Insert web link

[insert organization name]| | 

Insert web link

1. Jump up ↑ https://data.gov.sg/dataset/list-of-childcare-centres
2. Jump up ↑ https://www.todayonline.com/singapore/big-read-special-needs-children-pre-school-not-given-0
3. Jump up ↑ https://www.todayonline.com/singapore/more-preschoolers-diagnosed-developmental-issues